ABA Letters to Congress / Regulators

2012

• Volcker Rule: Letter to Financial Services Committee (January 17, 2012)

2011

• SOPA: Letter to House Judiciary Committee (December 14, 2011)
  
  
• SEC Registration: Joint Letter to Senate (November 30, 2011)
• Derivatives: Memo to Financial Services Committee (November 29, 2011)
• Accounting: Memo to Financial Services Subcommittee re H.R.1723 (November 14, 2011
• TCPA: Memo to Energy & Commerce Subcommittee (November 3, 2011)
  
  
• Derivatives: Memo to Senate (October 31, 2011)
• SEC Registration: Memo to Financial Services Committee (October 25, 2011)
• Financial Education: Memo to Congress re Get Smart About Credit Day (October 20, 2011)
• FSOC: Letter to Financial Services Committee (October 5, 2011)
• Debit Fees: Memo to Congress (October 4, 2011)
  
  
• ABA urges Treasury to increase SBLF clarity - optimize bank participation (September 13, 2011)
• ABA Statement for the Record: EEOC Meeting to Examine Arrest and Conviction Records as a Hiring Barrier (August 10, 2011)
  
  
• Bankruptcy: Hearing Statement re Trustee Compensation (July 27, 2011)
• CFPB:  Memo to House Members (July 20, 2011)

• ABA Comment Letter on Merkley-Snowe Amendment re: Destabilizing Mortgage and Housing Markets (June 14, 2011)
• Interchange: Letter To Senate In Support of Amendment (June 7, 2011)

• Joint Letter Requesting Extension of Risk Retention Comment Period, (May 13, 2011)
• ABA letter to Fed Chairman Ben Bernanke on a "graduated approach" to banking regulation (May 12, 2011) 
• Letter to Members of the Financial Services Committee (May 11, 2011)
• Interchange: Joint Memo re Carve-Out (May 10, 2011)
• Mutuals: ABA to Congress on Importance of Mutuals (May 3, 2011)
• Consumer Protection: ABA Letter of Support for Three House Bills (May 3, 2011)
• Derivatives: Memo to House Agriculture Committee re Swaps Bill (May 3, 2011)
• CFPB: Memo to Financial Institutions Subcommittee re Bill Markup (May 3, 2011)
  

• Interchange: ABA Outlines Facts to Sen. Durbin (April 21, 2011)
  

• Federal Reserve: ABA Request to Delay Mortgage Originator Compensation Rule (March 29, 2011)
• Letter to Treasury Urging SBLF Application Materials for Mutuals, Sub S Banks (March 25, 2011)
• Dodd-Frank Act: Letter to FDIC - Impact on Community Banks (March 21, 2011)
• OCC: ABA Voices Support for Mutual Institutions (March 23, 2011)
• Treasury: Coordination of Dodd-Frank Implementation is Needed (March 10. 2011)
• Bankruptcy: Joint Letter to Senate Judiciary re Loss-Mitigation Bill (March 9, 2011)
  

• Taxes: Letter to Ways and Means re 1099 Reporting Repeal (February 14, 2011)
• Treasury & HUD: ABA's GSE Reform Principles (February 9, 2011)
• Interchange: Joint ABA-State Associations Memo to Congress (February 8, 2011)
  

• Regulatory Environment: Letter to FDIC Supporting Relief Initiative (January 24, 2011
• Regulatory Environment: Letter to Federal Reserve Supporting Relief Initiative (January 24, 2011)
• Regulatory Environment: Letter to OCC Supporting Relief Initiative (January 24, 2011)
• Regulatory Environment: Letter to OTS Supporting Relief Initiative (January 24, 2011
• Regulatory Environment: Letter to HUD Supporting Relief Initiative (January 24, 2011
• Regulatory Environment: Letter to SEC Supporting Relief Initiative (January 24, 2011
• Regulatory Environment: Letter to CFTC Supporting Relief Initiative (January 24, 2011)
• Regulatory Environment: Letter to Labor Department Supporting Relief Initiative (January 24, 2011)
• Regulatory Environment: Joint Letter to Senate Banking Requesting Hearings (January 24, 2011)
• Regulatory Environment: Joint Letter to House Financial Services Comm. Requesting Hearings (January 24, 2011)
• White House: Support for the Administration's Regulatory Relief Initiative (January 19, 2011)

2010

• Foreclosure: Letter to Congress re Moratorium Proposals (October 13, 2010)
  
  
• Tax: Letter to Congress re Bank Tax Proposal (September 27, 2010)
• Bankruptcy: Memo to Senate Judiciary re Small Business (September 22, 2010)
• Bankruptcy: Joint Memo to House Judiciary re Pensions (September 14, 2010)
• Small Business: Senate Memo re Lending Fund (September 13, 2010)
  
  
• Interchange: Memo to Senate Appropriations (July 28, 2010)
• FHA: Memo to House re Multifamily Guarantee (July 28, 2010)
• SEC: Memo to Senate re Shareholder Threshold (July 27, 2010)
• Memo to Financial Services Comm. re Multi-Bill Markup (July 26, 2010)
• Data Security: Letter to Sen. Carper & Sen. Bennett (July 20, 2010)
• Credit Unions: Joint Letter to Senate (July 12, 2010)
  
  
• Small Business: Memo to Senate re Lending Fund (June 29, 2010)
• Regulatory Restructuring: Joint Memo to Congress (June 28, 2010)
• Regulatory Restructuring: Memo to Conferees re Fannie & Freddie (June 24, 2010)
• Regulatory Restructuring: Memo to Conferees (June 14, 2010)
• Regulatory Restructuring: Memo to Conferees re Collins Amendment (June 14, 2010)
• Small Business: Memo to House re Lending Fund (June 9, 2010)
  
  
• Sox 404(b) Exemption:  Letter to Support Hutchison/Landrieu Amendment 3785 (May 13, 2010)
• Joint-Trades Letter in Support of Johnson FHLBank Amendment 3978 (May 13, 2010) 
• New Thrift Charters: Letter to Sens. Kerry, Brownback, Brown (May 10, 2010)
• Accounting Oversight: Joint Trade Letter to Senate Banking (May 10, 2010)
  
  
• Interchange:  Joint Memo to House Judiciary (April 27, 2010)
• Derivatives:  Letter to Senate Agriculture Committee (April 21, 2010)
• Regulatory Restructuring:  Joint Memo to Senate (April 20, 2010)
• Regulatory Restructuring:  Senate Memo re Impact on Community Banks (April 19, 2010)
• Joint Trade Letter on FHLBanks and the Restoring American Financial Stability Act (April 13, 2010)
  
  
• Coalition Letter on Credit Availability (March 25, 2010)
• Regulatory Restructuring:  Letter to Senate Banking Committee (March 22, 2010)
• USDA Loan Program:  Letter to Senate Appropiations (March 22, 2010)
• USDA Loan Program:  Letter to House Appropriations (March 22, 2010)
• Credit Union Business Lending:  Letter to House (March 2, 2010)
• Regulatory Restructuring:  Joint Letter to Senate Banking on Fed's Role (March 2, 2010)
  
  
• Regulatory Restructuring:  Joint Letter to Senate Banking on Accounting (January 25, 2010)
• Credit Union Business Lending:  Joint Letter to Senate (January 19, 2010)
• Regulatory Restructuring:  Letter to Senate Banking Committee (January 5, 2010)

2009

• Small Business Lending:  Memo to Senate Committee (December 15, 2009)
• Data Breach:  Joint Letter to House (December 8, 2009)
• Regulatory Restructuring:  Joint Letter to House on Bankruptcy (December 8, 2009)
• Regulatory Restructuring: Memo to House (December 7, 2009)
  
  
• Regulatory Restructuring:  Memo to HFSC on Accounting Amendment (November 18, 2009)
• Perlmutter-Lucas Amendment to the FSIA of 2009: Joint Trade Letter (November 16, 2009)
• Credit Cards:  Memo to House on Expedited Card Act Dates (November 3, 2009)
  
  
• CFPA:  Letter to HFSC (October 13, 2009)
• Tax Extenders:  Joint Letter to Congress (October 8, 2009)
• Data Breach:  Joint Letter to House Energy & Commerce Committee (September 29, 2009)

• FDIC:  Thank You Memo to Congress on S.896 (June 9, 2009)
• Bankruptcy:  Joint Memo to Senate Judiciary on Consumer Credit Bill (June 3, 2009)
• Data Breach:  Joint Letter to House Energy & Commerce Subcommittee (June 3, 2009)
  
  
• Letter to the FDIC on GMAC Bank/Ally Bank (May 27, 2009)
• FDIC:  Letter to House on S.896 (May 19, 2009)
• Credit Cards:  Letter to Senate on H.R. 627 (May 12, 2009)
• Interchange:  Joint Memo to Senate (May 11, 2009)
• Mortgage Reform:  Memo to House on H.R.1728 (May 6, 2009)
  
  
• Credit Cards:  Memo to House on H.R. 627 (April 30, 2009)
• Bankruptcy:  Memo to Senate on Durbin Amendment (April 29, 2009)
• RESPA: Group Trade Letter Requesting Rule Suspension (April 27, 2009)
• Credit Cards:  Letter to HFSC on H.R. 627 (April 21, 2009)
  
  
• Credit Cards:  Letter to Financial Institutions Subcommittee (March 31, 2009)
• Credit Cards:  Letter to Senate Banking Committee (March 30, 2009)
• Executive Compensation:  Letter to House (March 30, 2009)
• TILA:  Joint Letter to Senate re Crapo Amendment (March 4, 2009)
  
  
• Interchange:  State Bankers Associations Joint Letter (February 26, 2009)
• Bankruptcy:  Joint Trades Letter to House Leadership (February 24, 2009)
• Bankruptcy:  Letter to House Leadership  (February 23, 2009)
• Bank Lending:  Memo to Congress re Background (February 10, 2009)
• Bankruptcy:  Joint State Assn Letter re Cram Down (February 5, 2009)
  
  
• Tax: Letter to Finance Committee re Stimulus Provisions (January 27, 2009)
• TARP/Capital Purchase Program:  Memo Providing ABA Testimony (January 7, 2009)

2008

• Tax:  ABA Letter on Merger Loss Deductibility (December 10, 2008)
• Tax:  Joint Letter on Carryback Provision (December 9, 2008)
  
  
• EESA:  Joint States Memo on House Vote (October 1, 2008)
  
  
• Emergency Economic Stabilization Act:  Memo to Congress (September 29, 2008)
• Asset-Purchase Proposal:  Letter to Congress (September 26, 2008)
• Bankruptcy:  Joint Letter Opposing Mortgage Changes (September 23, 2008)
• Bankruptcy:  ABA Memo Opposing Mortgage Changes (September 22, 2008)
• Credit Cards:  ABA Memo Opposing Maloney Bill (September 22, 2008)
• Credit Cards:  Joint Memo Opposing Maloney Bill (September 22, 2008)
  
  
• Real Estate:  Memo to House Appropriations Committee (June 24, 2008)
• Regulatory Relief:  Memo to House Members (June 23, 2008)
  
  
• GSE Reform:  Memo Opposing Martinez Amendment (May 15, 2008)
• GSE Reform:  Letter Supporting Senate Legislation (May 14, 2008)
• Housing/Preemption:  ABA Memo to House re Miller Amendment (May 6, 2008)
• Housing/Preemption:  Joint Memo to House re Miller Amendment (May 6, 2008)
  
  
• Credit Unions:  House Memo Opposing H.R. 5519 (April 28, 2008)
• Financial Literacy:  Memo to House on Teach Childen to Save Day (April 15, 2008)
• Card Reporting Proposal:  Joint Letter to Farm Bill Tax Conferees (April 11, 2008)
• Bankruptcy:  Joint Letter to Senate Opposing Mortgage Changes (April 3, 2008)
• Bankruptcy:  Joint Letter to Senate Opposing Mortgage Changes (March 31, 2008)
  
  
• Bankruptcy:  Joint Memo to Senate Judiciary (March 12, 2008)
• Credit Unions: Memo re Senate Bill Introduction (March 5, 2008)
• Bankruptcy:  Joint Memo to Senate Judiciary (March 5, 2008)
• Bankruptcy:  Letter to Senate Opposing Mortgage Changes (Feb. 25, 2008)
• Credit Cards:  Joint Letter Opposing House Legislation (Feb. 12, 2008)
• ILC Legislation:  ABA Letter Supporting Senate Draft (Feb. 12, 2008)
• Bankruptcy:  Joint Letter to House Opposing Student Loan Changes (Feb. 7, 2008)
  
  
• Bankruptcy:  Joint Letter to House Members Opposing Mortgage Changes (Jan. 23, 2008)

2007

• Bankruptcy:  Joint Letter to House Judiciary Opposing Mortgage Changes (Dec. 11, 2007)
• Bankruptcy:  Joint Memo to Senate Judiciary Opposing Mortgage Changes (Dec. 4, 2007)
  
  
• Subprime Mortgage Lending:  ABA Memo re "Pattern & Practice" Amendment (Nov. 15, 2007)
• Subprime Mortgage Lending:  Joint ABA-ACB Letter to House (Nov. 14, 2007)
• Student Loans:  Joint Letter to Education & Labor Committee (Nov. 7, 2007)
• Bankruptcy:  Joint Memo to House Judiciary Opposing Mortgage Changes (Nov. 7, 2007)
• Subprime Mortgage Lending:  Joint ABA-ACB Letter to House Financial Services (Nov. 5, 2007)
• Trade Agreements:  Letter to Congressional Leadership & Tax Committees (Nov. 5, 2007)
  
  
• Data Breach:  Joint Comments to House Science Committee (Oct. 15, 2007)
• SILO Taxation:  Joint Letter to Senate Finance Committee (Oct. 3, 2007)
• Bankruptcy:  Joint Letter to House Judiciary Opposing Mortgage Changes (Oct. 3, 2007)
• Farm Credit:  ABA Memo to Senate Agriculture Committee (Oct. 2, 2007)
• Retirement Plans:  Joint Letter on Fee Disclosures (Oct. 1, 2007)
  
• Flood Insurance:  ABA Memo to House Supporting Reform Bill (Sept. 26, 2007)
• Farm Credit:  Joint Letter to Senate Agriculture Committee (Sept. 25, 2007)
• Overdraft:  Joint Letter to Financial Services Comm. Opposing H.R. 946 (Sept. 24, 2007)
• Bankruptcy:  Joint Letter to House Judiciary Opposing Mortgage Changes (Sept. 24, 2007)
• Bankruptcy:  Joint Letter Opposing Mortgage Treatment Changes (Sept. 19, 2007)
• SILO Taxation:  Joint Letter to Senate Finance Committee (Sept. 19, 2007)
• Unfair or Deceptive Acts or Practices (UDAP):  Letter to Financial Services Comm. (Sept. 18, 2007)
• FHA:  Letter to Senate Banking Committee (Sept. 18, 2007)
• FHA:  Memo Supporting House Reform Bill (Sept. 18, 2007)
• Patent Reform:  ABA Memo to House (Sept. 6, 2007)
  
  
• Farm Credit:  ABA Memo to House on Farm Bill Provisions (July 26, 2007)
• Bankruptcy:  Joint Letter on EOUST Funding (July 26, 2007)
• Farm Credit:  State Assn. Letter on Farm Bill Provisions (July 25, 2007)
• Farm Credit:  Joint Trades Letter on Farm Bill Provisions (July 24, 2007)
• Student Loans:  ABA Memo on Brown Amendment (July 23, 2007)
• GSE Legislation:  Joint Letter to Senate Banking Committee (July 23, 2007)
• ILC Legislation:  Joint Letter to Senate Banking Committee (July 19, 2007)
• Real Estate:  Memo to Senate Appropriations Committee (July 12, 2007)
• Student Loan Bill:  Letter to House (July 10, 2007)
• Patent Reform:  Letters to Senate and House Judiciary Committees (July 9, 2007)
  
  
• Basis Reporting:  Letter to Senate Finance Committee (June 29, 2007)
• Section 404 Accounting: Memo to House (June 28, 2007)
• ABA-ACB Merger:  Memo to Congress (June 25, 2007)
• Farm Credit: Joint Trades Letter to Agriculture Committees (June 22, 2007)
• Student Loan Bill:  Letter to Senate HELP Committee (June 20, 2007)
• Real Estate:  Memo to House Appropriations Committee (June 8, 2007)
  
  
• ILC Legislation:  Memo to House (May 21, 2007)
• GSE Legislation:  Memo to House (May 15, 2007)
• Farm Credit:  ABA-State Assns. Letter to House Agriculture Committee (May 14, 2007)
• Social Security Numbers: Letter to House E&C Committee (May 9, 2007)
• Small Business Lending:  Joint Trades Letter on Lender Fees to Senate Committee (May 3, 2007)
• FHA:  Letter to Financial Services Committee (May 1, 2007)
  
  
• ILC Legislation:  Memo to Financial Services Committee (April 30, 2007)
• Bankruptcy: Joint Trades Letter to House Judiciary Subcommittee (April 30, 2007)
• Credit Unions: Letter on CU Business Lending to Small Bus. Comm. (April 27, 2007)
• Data Security: Memo to Senate Commerce Committee (April 24, 2007)
• Small Business Lending: Letter to House Small Bus. Committee (April 20, 2007)
• Executive Compensation:  Letter to House (April 18, 2007)
• Data Security:  Letter to Senate Judiciary Committee (April 17, 2007)
  
  
• GSEs:  Letter to House Financial Services Committee (March 27, 2007)
• ILC Legislation:  State Associations' Letter to House (March 21, 2007)
• Executive Compensation:  Letter to House Financial Services Committee (March 20, 2007)
• Credit Unions:  Memo to House Opposing CURIA (March 15, 2007)
  
  
• Disaster Preparedness:  Letter to Senate Homeland Security Committee (Feb. 28, 2007)
• Credit Unions:  Memo on CURIA to House Freshmen (Feb. 26, 2007)
• Credit Unions:  Memo to CURIA Non-Cosponsors (Feb. 26, 2007)
• Credit Unions: Memo to CURIA Cosponsors (Feb. 26, 2007)
• SILOs:  Letter to Ways & Means Committee (Feb. 14, 2007)
  
  
• ILC Legislation:  Letter to House Financial Services Committee (Jan. 30, 2007)

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