Issue of Interest: Small Business Banking

ABA Media Contact: Carol Kaplan
(202) 663-5471
E-mail: ckaplan@aba.com                                             Last updated: March 22, 2012

Small businesses create jobs and spur economic growth even as some of America's biggest corporations streamline operations.  A major problem many businesses face is a lack of information: where to seek capital, how to comply with a particular aspect of the tax code, where to find advice on marketing, how to develop the product or service or how to manage growth.

The American Bankers Association is dedicated to providing a wide breadth of solutions to meet the current and future needs of small business customers.

The nation's commercial bankers play an important role in financing the growth of small business.  Bankers know that the future of their communities and regions depends on their support for small business.  It's a partnership that works for the bank, the business owner and the community.

ABA Business Banking and Solutions Resources

Press Releases and Statements

• ABA Testifies on Impact of Increasing Regulatory Burdens on Nation's Community Banks (June 16, 2011)
• ABA Testifies on Impact of Interchange Fees on Small Businesses (July 29, 2010)

White Papers

• Bank Lending Fact Sheet (Dec. 2012)
• Lenders & Borrowers are Exercising a Careful Approach to Credit (Sept. 2011)
• FDIC Insurance Coverage: Seven Tips Small Business Owners Need to Know (March 1, 2010)
• Assessing Your Banking Relationship: Seven Key Questions (Feb. 3, 2010)
• How To Select And Use Small Business Credit Cards (Dec. 14, 2009)
• Demystifying The Small Business Loan Decision (Nov. 24, 2009)
• ABA Tips for Small Business Owners: Surviving Today's Financial Crisis (Nov. 3, 2009)
• ABA Releases Valuable Banking Tips for Small Business Owners (Oct. 12, 2009)

Legislative Updates

• ABA Letter to Congress in Support of Small Business Lending Fund (June 9, 2010)

Small Business Banking Information

• Fact Sheet: Bank Small Business Lending (March 2012)
• FDIC Coverage for Small Businesses 
• Tips for Business Borrowers: How to Prepare for Lenders
• Ten Tips for Small Business Owners During Tough Financial Times
• Questions Borrowers Should Ask Before Approaching a Lender

Other Resources

• Small Business Administration
• Government Information and Services for Small Businesses
• National Association of Government Guaranteed Lenders
• 2008 ABA Commercial Lending Survey of Community and Mid-Sized Banks